Wednesday, October 29, 2014

Have Babies!



Warning: Over sharing ahead, discussion of girl parts as related to fertility strictly PG.

I might not be able to have babies. 

It sucks but its true and nothing but time can say for sure. We're actively trying now but assuming that doesn't work we move to the next step.

Background: When I was 16 my mom took me to the doctor because it seemed like Aunt Flo was trying to kill me. They tentatively diagnosed me with Polycystic Ovarian Syndrome (PCOS) due to my symptoms even though the ultrasound was inconclusive. Birth control pills were prescribed, the symptoms largely resolved themselves and life moved on. 

Fast forward to today, I am no longer on birth control, with one or two exceptions my symptoms have largely never returned. Thirteen years after being diagnosed I am not convinced that PCOS is the root of my problems but I can't tell for sure without medical testing which means that the first step is: 

1. Get Health Insurance
Neither Hubby or myself are currently insured. We fall into a "coverage gap" in the new affordable care act. Simply put we make too much money or fail the asset test for medicare BUT make too little money to be required to purchase health insurance from the exchange. This is all information from when I looked at the coverage back in November 2013. I plan to check the information again sometime in the next few weeks. Once the health insurance is purchased next step would be:

2. Figure out if there is anything wrong with me
My inner ten year old pouts when I start thinking about this. Needles yuck. 

3. Be prepared to have a baby (money stuff)

4. Have a baby!
I feel like it has to be more complicated than that, though step 3 may need just a little fleshing out.

I'm having a hard time setting a date for this one. I don't want to be having babies after I turn 40 so lets say 2025?  

Monday, October 27, 2014

Move to the country

This is currently THE GOAL. 

A bunch of other dreams, large and small, rest on this dream. Logically it must be completed first so I bring you to:

THE PLAN:

This is what we have.
This land was gifted to my husband and I by my parents when we married. It is just about five acres. There is a gravel pit to the left of the picture and a square of ground to the right of the picture that are also included. A well and septic suitable for a 2 bedroom, 2 bathroom house are already installed on the site. This is where we will be moving. 

The main reason we aren't living there right now is that there is no place to live on the property. At this point we have no money to put something on the property (and no time before winter). When we approached the bank about getting a loan we were told that we are carrying too much debt and needed to pay down the debt before we would qualify for a loan. I like lists so here's what needs to happen to achieve the dream:
  1. Pay down existing debt 
  2. Get Loan
  3. Build a place to live
  4. Move!
Sooo... easily said, less easily done. I think I'll tackle these one at a time:

1. Pay down existing debt
This is currently in progress. We used part of our wedding money to pay Hubby's Mom's car down to the point that it will be paid off in April if we make the minimum payment from now until then. Once that car is paid off Hubby will be able to apply for a small personal loan. 

2. Get Loan
Neither Hubby or myself have wonderful credit, so in order to give us the best possible chance at getting the small personal loan we need to pay all of our bills on time between now and the loan application. This is part of being an adult that we have both struggled with in the past. 

3. Build a place to live
We're looking at a two story garage that we could turn the upstairs into a small apartment until we can get a mortgage to build a house. 

4. Move!
Dream achieved! 

I'm the type of person that needs to have a deadline to work towards or nothing ever gets done. The "deadline" for this dream is October 1, 2015 which is the day the lease on the apartment we live in runs out. Timer is currently set at 342 days. 

Lets do it!

Friday, October 24, 2014

A Beginning

Welcome all!

So I have BIG dreams and no money. Having no money isn't really all that hard to fix if you are willing to trade time for money, i.e. get a job, but in the area that I live in the market rate that has been placed on time is very low and the demand for time is seasonal. This leaves me with a conundrum: I can trade MORE of my time than I would like to part with to get the money I need or I can use my time (and money) more efficiently to get the things I want with less of both.

This blog will serve to chronicle mine (and my family's) journey to do the second thing.

Every journey has a beginning and for me this journey begins with dreams. These are the things I want to do:

  1. Move to the country
  2. Have Babies!
  3. Grow my own food
  4. Have livestock
  5. Build a house
  6. Travel to Ireland
There. I did it. I wrote them down. Now lets do them. 

Those goal are more or less in order and I'm going to spend the next couple of posts laying out the steps I'm going to take to make them happen. Part of the purpose of this blog is to make myself accountable so post will be every Monday, Wednesday and Friday unless something is said before hand. I have no idea what this blog will contain it all depends on what we're struggling with or working on at the moment. This is a journey that I'm going to take here with anyone else that cares to come along, so I say again WELCOME fellow traveler.